Enjoy Extra Cash and Save on Fees with CIMB Balance Transfer

Obtain the funds you need quickly with CIMB Singapore’s CIMB Balance Transfer. With CIMB, you can convert your card’s available credit limit without incurring interest for as long as 12 months, ensuring you can get the best support for your financial needs. Take control of your finances today with CIMB.

Features & Benefits

0%* Interest Rate
0%* Interest Rate
Flexible Repayment

0%* interest & low processing fees

Enjoy 0%* interest charged. You only have to pay an upfront processing fee for your CIMB Balance Transfer application* - one of the lowest in Singapore. Scroll down for the latest rates.

CIMB Balance Transfer Rates & Tenures

Enjoy promotional rates for balance transfer offered to new and existing CIMB Credit Card customers.

Tenure (Months)

Interest Rate

 Promo Fees (New Customers) Promo Fees (Existing Customers)

3

0%

 1.60% (EIR 6.63% p.a.)

6

 2.28% (EIR 4.96% p.a.) 2.50% (EIR 5.45% p.a.)
12 4.18% (EIR 5.02% p.a.) 4.40% (EIR 5.30% p.a.)

Note: The minimum loan amount is S$1,000, and you may be granted up to 90% of your credit card account’s credit limit for a balance transfer.

Savings From Balance Transfer With CIMB

Here’s how much you’ll save with a CIMB Balance Transfer of S$10,000 for 3 months at a 0%* interest and with a 1.6%* processing fee.

Interest and Savings

Amount (S$)

Interest Payable at 27.8% p.a. with other Banks for 3 months

S$695.00

Fee Payable with CIMB Balance Transfer for 3 months

S$160.00

TOTAL SAVINGS (77%)

S$535.00

Note: The above table is for illustration purposes only.

How To Apply For CIMB Balance Transfer

Apply online

Apply for a CIMB Visa Signature credit card balance transfer online and wait for 1 day for approval. We will be in touch with you about your loan application.

 

Apply Now

Apply for Balance Transfer via SMS

SMS:

BT<space>Web<space>Full Name

(e.g. BT Web John Lee) to 72008.

Let us call you

Leave your contact details, and our Singapore CIMB sales agent will get in touch with you within 1 working day for your balance transfer application.

 

Enter "BT" in the Message field.

 

Let Us Call You

Eligibility

Convert your credit card’s available limit into flexible payment loans. Min. annual income: Singaporean & Singapore PR - S$30,000

Eligible age

  • 21 - 70 years old
 
Applicable for the following credit cards for existing Cardmembers:

 

For new customers, a CIMB Visa Signature will be issued to facilitate the loan.

 

Fees & Charges

Terms & Conditions For CIMB Balance Transfer

What's Next

Apply Online

Apply Online

Less than 10 minutes needed.

Apply Now
Request A Call Back

Request A Call Back

We'll reach out within 1 working day.

Let Us Call You
SMS For A Callback or To Participate

SMS For A Callback Or To Participate

BT<space>Web<space>Full Name

 

To 72008