Up to 10% cashback on everyday spend & no annual fees for life

^*Terms & Conditions for CIMB Credit Card S$188 Cashback Promotion 2024 apply. The Promotion is held from 1 August 2024 to 31 January 2025. Please click here for details.

^{^}Terms & Conditions apply for CIMB Credit Cards. Please refer to the respective Credit Card pages for the full details.

**Terms & Conditions apply for the other promotions. Please refer to the respective pages for the full details.

¹ The 10% cashback is capped at S$100 per statement month per Principal Cardmember, and up to S$20 per category. To qualify for the 10% cashback, you must spend at least S$800, posted in the same statement month. The 10% cashback consists of the base cashback of 0.2% and an additional 9.8% cashback. For spending beyond the cap, you will earn 0.2% cashback. Other terms and conditions apply. Please click here for full details.

² Terms and conditions of the CIMB World Mastercard Cashback Programme apply. Please click here for full details.

Documents Required (Non-returnable)

A photocopy of both sides of an NRIC for both Principal and Supplementary Card applicants (if any) OR a photocopy of a valid passport for foreign Supplementary Card applicants (if any).

1. For Salaried Employees:

• Latest computerised payslip OR
• CPF Contribution History Statement (for past 12 months) OR
• Latest Income Tax Notice of Assessment AND CPF Contribution History Statement (for past 12 months) OR Latest computerised payslip

2. For Self Employed:

• Latest 2 years Income Tax Notice of Assessment AND
• Bank Statement (for past 3 months)

3. For Commissioned or Variable Income Earners:

• Latest 2 years Income Tax Notice of Assessment OR
• CPF Contribution History Statement (for past 12 months)

1. What are the eligibility and salary requirements for CIMB credit cards?

The minimum annual income requirement for the World Mastercard and Visa Signature cards is S$30,000 for Singaporean/Singapore PR applicants. For the Visa Infinite card, the requirement is S$120,000. 

If you do not meet these salary requirements, you can opt to provide a Fixed Deposit Collateral—S$10,000 for the World Mastercard and Visa Signature, and S$50,000 for the Visa Infinite. 

Principal cardholders must be between 21 and 70 years old, and supplementary cardholders must be at least 18 years old.

2. Can I waive my credit card annual fee?

Yes, CIMB offers a lifetime annual fee waiver on all its credit cards. This means you will not be charged an annual fee for the duration of your card usage.

3. How long does it take for the CIMB Visa Signature card application to be processed and approved?

Applying for the CIMB credit cards is swift. You will need about 10 minutes to complete your online application. However, application processing duration hinges on whether you have submitted all the required documents, ensure you've provided everything to expedite approval.

4. What benefits does the CIMB Visa Signature card offer that sets it apart from other credit cards?

The CIMB Visa Signature card offers 10% cashback¹ on Online Shopping, Groceries, Beauty & Wellness, Pet Shops & Veterinary Services and Cruises – making it one of the best credit cards for shopping and everyday use. Additionally, it goes beyond typical credit card offerings with no annual fees for life, and free supplementary cards.

5. How do I maximise the benefits for CIMB World Mastercard^ᵀᴹ?

CIMB World Mastercard^ᵀᴹ offers 2% unlimited cashback² on Dining, Online Food Delivery, Movies, Digital Entertainment, Taxi Rides, Ride-Hailing, Automobile & Luxury Goods! Enjoy pampering yourself with luxury shopping, CIMB World Mastercard’s offering of 2% unlimited cashback² is one of the highest^{^} in SG, making it an ideal choice for everyday and luxury expenditures. 

6. What is the CIMB Visa Infinite Credit Card, and who is it designed for?

The CIMB Visa Infinite Credit Card is a premium travel credit card tailored towards high earners seeking extensive travel benefits and a wealth of exclusive privileges. It is catered for individuals with frequent travel and overseas spending. The card will be beneficial to you if you meet a minimum annual income of S$120,000 as a Singaporean citizen or Permanent Resident.