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Illustration of how it works
Date | End-of-Day Balance |
Month-End Balance |
Prevailing Interest/ Profit Paid on the last day of each month |
Bonus Interest/ Profit |
Total Interest/ Profit |
---|---|---|---|---|---|
30 November 2024 |
S$0 | S$0 |
- |
- |
- |
1 - 10 December 2024
11 - 31 December 2024 |
S$4,000
S$11,000 |
S$11,000 |
S$4,000 x 1.19% / 365 x 10 days = S$1.30
|
N.A.***
S$11,000 x 2.01% / 365 x 21 days = S$12.72 |
S$1.30
|
1 - 20 January 2025
|
S$10,000
S$4,000 |
S$4,000 |
S$10,000 x 1.19% / 365 x 20 days = S$6.52
S$4,000 x 1.19% / 365 x 11 days = S$1.43 |
N.A.**** |
S$6.52
|
1 - 28 February 2025 |
S$20,000 |
S$20,000 |
S$20,000 x 1.19% / 365 x 28 days = S$18.25 | S$20,000 x 2.01% / 365 x 28 days = S$30.83 |
S$49.08 |
Illustration of how it works
Date | End-of-Day Balance |
Month-End Balance |
Prevailing Interest/ Profit Paid on the last day of each month |
Bonus Interest/ Profit |
Total Interest/ Profit |
---|---|---|---|---|---|
30 November 2024 |
S$1,000 | S$1,000 |
- |
- |
- |
1 - 10 December 2024
11 - 31 December 2024 |
S$4,000
S$11,000 |
S$11,000 |
S$4,000 x 1.19% / 365 x 10 days = S$1.30
|
N.A.***
S$10,000 x 2.01% / 365 x 21 days = S$11.56 |
S$1.30
|
1 - 20 January 2025
|
S$10,000
S$4,000 |
S$4,000 |
S$10,000 x 1.19% / 365 x 20 days = S$6.52
|
N.A.**** |
S$6.52
|
1 - 28 February 2025 |
S$20,000 |
S$20,000 |
S$20,000 x 1.19% / 365 x 28 days = S$18.25 | S$19,000 x 2.01% / 365 x 28 days = S$29.29 |
S$47.54 |
Breakdown of Interest/ Profit Rates
Account Balance |
Prevailing Interest/ Profit Rate (p.a.)* |
Bonus Interest/ Profit Rate (p.a.)** | Total Interest/ Profit Rate (p.a.)** | Additional Interest/ Profit Rate (p.a.)^ when you credit your salary or schedule a recurring transfer (Standing Instruction via GIRO) of min. S$1,000 |
Additional Interest/ Profit Rate (p.a.)^^ when you spend on your CIMB Visa Signature Credit Card |
---|---|---|---|---|---|
First S$25,000 |
1.19% |
2.01% | 3.20% | 0.50%^ Click here for details |
(a)1.00%^^ (with min S$300 monthly eligible spend) (b)1.50%^^ (with min S$800 monthly eligible spend) |
Next S$25,000 |
2.19% |
1.01% | - | ||
Next S$25,000 | 3.30% | 0.00% | 3.30% | - | |
Above S$75,000 |
0.80% |
2.40% | 3.20% | - |
Account Balance |
Prevailing Interest/ Profit Rate (p.a.)* |
Bonus Interest/ Profit Rate (p.a.)** | Total Interest/ Profit Rate (p.a.)** |
---|---|---|---|
First S$100,000 |
1.19% |
2.01% | 3.20% |
Next S$150,000 |
2.19% |
1.01% | |
Above S$250,000 | 3.30% | 0.00% | 3.30% |
Account Balance |
Prevailing Interest Rate (p.a.)* |
Bonus Interest Rate (p.a.)** | Total Interest Rate (p.a.)** |
---|---|---|---|
First S$5,000 |
1.19% |
2.01% | 3.20% |
Next S$20,000 |
2.19% |
1.01% | |
Next S$25,000 | 3.30% | 0.00% | 3.30% |
Above S$50,000 |
0.80% |
2.40% | 3.20% |
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