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Promo | CIMB Savings Account

Enjoy up to 5.2%* p.a. on incremental fresh funds

Bonus Interest/ Profit Promotion

FastSaver/FastSaver-i Account

Earn up to 5.20%^^ p.a. for the first S$25,000 and flat 3.20%** p.a. from your next dollar onwards till 28 February 2025.

Click here for details.

 

All Other Eligible Accounts

Earn flat 3.20%** p.a. interest/profit rate on incremental fresh funds# with NO cap on interest/profit earned and NO lock-in period till 28 February 2025!

 

To qualify for this promotion:

  1. Open any eligible savings account from 1 to 31 December 2024
  2. Deposit and maintain a minimum of S$5,000 in fresh funds#

 

Illustration of how it works

Using CIMB FastSaver Account for new customers:

 

Notes:

Comparison month refers to end-of-day balance on 30 November 2024 and to qualify for bonus interest/ profit for the current month, month-end incremental balance from December 2024 to February 2025 need to be more than S$5,000 in fresh funds# compared against the end-of-day 30 November 2024 balance.

*** Daily Incremental Balance must be minimally S$5,000.

**** Month-end Incremental Balance must be minimally S$5,000.

 

Date

End-of-Day

Balance

Month-End

Balance

Prevailing Interest/ Profit 

Paid on the last day of each month

Bonus Interest/ Profit

Total Interest/ Profit

30 November 2024
(Comparison Month)

S$0

S$0

-

-

-

1 - 10 December 2024

 

 

11 - 31 December 2024

S$4,000

 

 

S$11,000

 

 

 

S$11,000

S$4,000 x 1.19% / 365 x 10 days = S$1.30



S$11,000 x 1.19% / 365 x 21 days = S$7.53

N.A.***

 

 

S$11,000 x 2.01% / 365 x 21 days = S$12.72

S$1.30



S$20.25

1 - 20 January 2025



21 - 31 January 2025

S$10,000

 

 

S$4,000

 

 

 

S$4,000

S$10,000 x 1.19% / 365 x 20 days = S$6.52

 

 

S$4,000 x 1.19% / 365 x 11 days = S$1.43

 

 

 

N.A.****

S$6.52



S$1.43

1 - 28 February 2025

S$20,000

S$20,000
S$20,000 x 1.19% / 365 x 28 days = S$18.25

S$20,000 x 2.01% / 365 x 28 days = S$30.83

S$49.08

FastSaver/FastSaver-i Account

Earn up to 5.20%^^ p.a. for the first S$25,000 and flat 3.20%** p.a. on incremental fresh funds# till 28 February 2025.

Click here for details.

 

All Other Eligible Accounts

Earn flat 3.20%** p.a. interest/profit rate on incremental fresh funds with NO cap on interest/profit earned and NO lock-in period till 28 February 2025!

 

To qualify for this promotion:

Top up a minimum of S$5,000 incremental fresh funds (compared against the end-of-day 30 November 2024 balance) into your account from 1 to 31 December 2024.

 

Illustration of how it works

Using CIMB FastSaver Account for existing customers:
 

Notes:

Comparison month refers to end-of-day balance on 30 November 2024, and to qualify for bonus interest/ profit for the current month, month-end incremental balance from December 2024 to February 2025 need to be more than S$5,000 in fresh funds# compared against the end-of-day 30 November 2024 balance.

*** Daily Incremental Balance must be minimally S$5,000.

**** Month-end Incremental Balance must be minimally S$5,000.

 

Date

End-of-Day

Balance

Month-End

Balance

Prevailing Interest/ Profit 

Paid on the last day of each month

Bonus Interest/ Profit

Total Interest/ Profit

30 November 2024
(Comparison Month)

S$1,000

S$1,000

-

-

-

1 - 10 December 2024

 

 

11 - 31 December 2024

S$4,000

 

 

S$11,000

 

 

 

S$11,000

S$4,000 x 1.19% / 365 x 10 days = S$1.30



S$11,000 x 1.19% / 365 x 21 days = S$7.53

N.A.***

 

 

 

S$10,000 x 2.01% / 365 x 21 days = S$11.56

S$1.30



S$19.09

1 - 20 January 2025



21 - 31 January 2025

S$10,000

 

 

S$4,000

 

 

 

S$4,000

S$10,000 x 1.19% / 365 x 20 days = S$6.52



S$4,000 x 1.19% / 365 x 11 days = S$1.43

 

 

 

N.A.****

S$6.52



S$1.43

1 - 28 February 2025

S$20,000

S$20,000
S$20,000 x 1.19% / 365 x 28 days = S$18.25

S$19,000 x 2.01% / 365 x 28 days = S$29.29

S$47.54

Breakdown of Interest/ Profit Rates

 

Interest/ Profit Rates

For CIMB FastSaver/ FastSaver-i Account

Account Balance

Prevailing Interest/ Profit Rate (p.a.)*

Bonus Interest/ Profit Rate (p.a.)** Total Interest/ Profit Rate (p.a.)** Additional Interest/ Profit Rate (p.a.)^
when you credit your salary or schedule a recurring transfer (Standing Instruction via GIRO) of min. S$1,000

Additional Interest/ Profit Rate (p.a.)^^

 when you spend on your CIMB Visa Signature Credit Card

First S$25,000

1.19%

2.01% 3.20%

0.50%^

Click here for details

(a)1.00%^^ (with min S$300 monthly eligible spend)

(b)1.50%^^ (with min S$800 monthly eligible spend)

Next S$25,000

2.19%

1.01% -  
Next S$25,000 3.30% 0.00% 3.30% -  

Above S$75,000

0.80%

2.40% 3.20% -  

Interest/ Profit Rates

For CIMB StarSaver/ StarSaver-i/ StarSaver (Savings)StarSaver (Savings)-i Account

Account Balance

Prevailing Interest/ Profit Rate (p.a.)*

Bonus Interest/ Profit Rate (p.a.)** Total Interest/ Profit Rate (p.a.)**

First S$100,000

1.19%

2.01% 3.20%

Next S$150,000

2.19%

1.01%
Above S$250,000 3.30% 0.00% 3.30%

Interest Rates

For CIMB Junior Saver Account

Account Balance

Prevailing Interest Rate (p.a.)*

Bonus Interest Rate (p.a.)** Total Interest Rate (p.a.)**

First S$5,000

1.19%

2.01% 3.20%

Next S$20,000

2.19%

1.01%
Next S$25,000 3.30% 0.00% 3.30%

Above S$50,000

0.80%

2.40% 3.20%

CHOOSE YOUR HIGH INTEREST SAVINGS ACCOUNT

More Promotions

 

Why Choose CIMB for High Interest Savings Accounts?

Our high interest savings accounts are designed to help you grow your savings more quickly while providing easy access to your funds. With no lock-in period or monthly fees, you can withdraw or deposit funds anytime without any hassle.

 

At CIMB Singapore, we are committed to providing our customers with savings account solutions that best cater to their diverse financial needs. Whether you're looking for a basic savings account, such as our CIMB FastSaver (Savings) account, CIMB StarSaver (Savings) account or a more complex savings solution for foreign currencies, like our CIMB Foreign Currency Savings Account, we have a range of options to suit your requirements. Alternatively, you may consider our Shariah-compliant CIMB FastSaver-i Account, that also allows you to receive one of the highest profit rate.

 

Explore our range of innovative and convenient financial products besides savings accounts, including loans, credit cards, investments, and insurance products. Our products are designed to cater to your unique financial needs and help you achieve your financial goals. Plus, with attractive promotions and deals, there has never been a better time to bank with CIMB.

Terms & Conditions

*Interest/ profit accrued daily and credited monthly. Daily interest/ profit will be paid on the entire daily end-of-day balance, provided that the prevailing interest/ profit earned is at least $0.01 at the end of the month.

 

**Terms and conditions governing the CIMB CASA Bonus Interest/ Profit Promotion December 2024 apply, please click here for details.

 

#Fresh funds refers to funds that do not originate from any existing account with the Bank.

 

^^Terms and conditions governing the CIMB Bundle Promotion August to December 2024 apply. Please click here for the full terms and conditions.

 

^Terms and conditions governing the CIMB Fastsaver/ FastSaver-i Salary Crediting and Savings Promotion 2024 apply. Please click here for the full terms and conditions.

 

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.