CIMB 5.3% Savings Account Promotion

Bonus Interest/ Profit Promotion

Breakdown of Interest/ Profit Rates

Interest/ Profit Rates

Account Balance	Prevailing Interest/ Profit Rate (p.a.)*	Bonus Interest/ Profit Rate (p.a.)**	Total Interest/ Profit Rate (p.a.)**	Additional Interest/ Profit Rate (p.a.)^ when you credit your salary or schedule a recurring transfer (Standing Instruction via GIRO) of min. S$1,000	Additional Interest/ Profit Rate (p.a.)^^ when you spend on your CIMB Visa Signature Credit Card
First S$25,000	1.19%	2.11%	3.30%	0.50%^ Click here for details	(a)1.00%^^ (with min S$300 monthly eligible spend) (b)1.50%^^ (with min S$800 monthly eligible spend)
Next S$25,000	2.19%	1.11%		-
Next S$25,000	3.30%	0.00%		-
Above S$75,000	0.80%	2.50%		-

Interest/ Profit Rates

For CIMB StarSaver/ StarSaver-i/ StarSaver (Savings)/ StarSaver (Savings)-i Account

Account Balance	Prevailing Interest/ Profit Rate (p.a.)*	Bonus Interest/ Profit Rate (p.a.)**	Total Interest/ Profit Rate (p.a.)**
First S$100,000	1.19%	2.11%	3.30%
Next S$150,000	2.19%	1.11%
Above S$250,000	3.30%	0.00%

Interest Rates

For CIMB Junior Saver Account

Account Balance	Prevailing Interest Rate (p.a.)*	Bonus Interest Rate (p.a.)**	Total Interest Rate (p.a.)**
First S$5,000	1.19%	2.11%	3.30%
Next S$20,000	2.19%	1.11%	3.30%
Next S$25,000	3.30%	0.00%	3.30%
Above S$50,000	0.80%	2.50%	3.30%

FastSaver / FastSaver-i Account

Earn up to 5.30%^^ p.a. for the first S$25,000 and flat 3.30%** p.a. from your next dollar onwards till 31 January 2025. Click here to find out more.

All Other Eligible Accounts

Sign up for any eligible savings account above and enjoy flat 3.30%** p.a. interest/ profit rate on incremental fresh funds^# till 31 January 2025 with NO cap on interest/ profit earned and NO lock-in period!

To qualify for this promotion,

Open any eligible savings account from 1 to 30 November 2024.
Deposit and maintain a minimum of S$5,000 in fresh funds^#.

How it works for new customers

Important Note:

Comparison month refers to end-of-day balance on 31 October 2024.
To qualify for bonus interest/ profit for the current month, month-end incremental balance from November 2024 to January 2025 need to be more than S$5,000 in fresh funds^# compared against the end-of-day 31 October 2024 balance.

Refer to illustration of a new customer using CIMB FastSaver Account below for details:

^*** Daily Incremental Balance must be minimally S$5,000.

^****Month-end Incremental Balance must be minimally S$5,000.

Date	End-of-Day Balance	Month-End Balance	Prevailing Interest/ Profit Paid on the last day of each month	Bonus Interest/ Profit	Total Interest/ Profit
31 October 2024 (Comparison Month)	S$0	S$0	-	-	-
1 – 10 November 2024 11 – 30 November 2024	S$4,000 S$11,000	S$11,000	S$4,000 x 1.19% / 365 x 10 days = S$1.30 S$11,000 x 1.19% / 365 x 20 days = S$7.17	N.A.*** S$11,000 x 2.11% / 365 x 20 days = S$12.71	S$1.30 S$19.88
1 – 20 December 2024 21 – 31 December 2024	S$10,000 S$4,000	S$4,000	S$10,000 x 1.19% / 365 x 20 days = S$6.52 S$4,000 x 1.19% / 365 x 11 days = S$1.43	N.A.****	S$6.52 S$1.43
1 – 31 January 2025	S$20,000	S$20,000	S$20,000 x 1.19% / 365 x 31 days = S$20.21	S$20,000 x 2.11% / 365 x 31 days = S$35.84	S$56.05

Date

End-of-Day

Balance

Month-End

Balance

Prevailing Interest/ Profit

Paid on the last day of each month

Bonus Interest/ Profit

Total Interest/ Profit

31 October 2024

(Comparison Month)

S$0

-

1 – 10 November 2024

11 – 30 November 2024

S$4,000

S$11,000

S$4,000 x 1.19% / 365 x 10 days = S$1.30

S$11,000 x 1.19% / 365 x 20 days = S$7.17

N.A.***

S$11,000 x 2.11% / 365 x 20 days = S$12.71

S$1.30

S$19.88

1 – 20 December 2024

21 – 31 December 2024

S$10,000

S$4,000

S$10,000 x 1.19% / 365 x 20 days = S$6.52

S$4,000 x 1.19% / 365 x 11 days = S$1.43

N.A.****

S$6.52

S$1.43

1 – 31 January 2025

S$20,000

S$20,000 x 1.19% / 365 x 31 days = S$20.21

S$20,000 x 2.11% / 365 x 31 days = S$35.84

S$56.05

FastSaver / FastSaver-i Account

Earn up to 5.30%^^ p.a. for the first S$25,000 and flat 3.30%** p.a. on incremental fresh funds^# till 31 January 2025. Click here to find out more.

All Other Eligible Accounts

Earn flat 3.30%** p.a. interest/ profit rate on incremental fresh funds till 31 January 2025 with NO cap on interest/ profit earned and NO lock-in period!

To qualify for this promotion, top up a minimum of S$5,000 incremental fresh funds (compared against the end-of-day 31 October 2024 balance) into your account from 1 to 30 November 2024.

How it works for existing customers

Important Note:

Comparison month refers to end-of-day balance on 31 October 2024.
To qualify for bonus interest/ profit for the current month, month-end incremental balance from November 2024 to January 2025 need to be more than S$5,000 in fresh funds^# compared against the end-of-day 31 October 2024 balance.

Refer to illustration of an existing customer using CIMB FastSaver Account below for details:

*** Daily Incremental Balance must be minimally S$5,000.

**** Month-end Incremental Balance must be minimally S$5,000.

Date	End-of-Day Balance	Month-End Balance	Prevailing Interest/ Profit Paid on the last day of each month	Bonus Interest/ Profit	Total Interest/ Profit
31 October 2024 (Comparison Month)	S$1,000	S$1,000	-	-	-
1 – 10 November 2024 11 – 30 November 2024	S$4,000 S$11,000	S$11,000	S$4,000 x 1.19% / 365 x 10 days = S$1.30 S$11,000 x 1.19% / 365 x 20 days = S$7.17	N.A.*** S$10,000 x 2.11% / 365 x 20 days = S$11.56	S$1.30 S$18.73
1 – 20 December 2024 21 – 31 December 2024	S$10,000 S$4,000	S$4,000	S$10,000 x 1.19% / 365 x 20 days = S$6.52 S$4,000 x 1.19% / 365 x 11 days = S$1.43	N.A.****	S$6.52 S$1.43
1 – 31 January 2025	S$20,000	S$20,000	S$20,000 x 1.19% / 365 x 31 days = S$20.21	S$19,000 x 2.11% / 365 x 31 days = S$34.04	S$54.25

Date

End-of-Day

Balance

Month-End

Balance

Prevailing Interest/ Profit

Paid on the last day of each month

Bonus Interest/ Profit

Total Interest/ Profit

31 October 2024

(Comparison Month)

S$1,000

-

1 – 10 November 2024

11 – 30 November 2024

S$4,000

S$11,000

S$4,000 x 1.19% / 365 x 10 days = S$1.30

S$11,000 x 1.19% / 365 x 20 days = S$7.17

N.A.***

S$10,000 x 2.11% / 365 x 20 days = S$11.56

S$1.30

S$18.73

1 – 20 December 2024

21 – 31 December 2024

S$10,000

S$4,000

S$10,000 x 1.19% / 365 x 20 days = S$6.52

S$4,000 x 1.19% / 365 x 11 days = S$1.43

N.A.****

S$6.52

S$1.43

1 – 31 January 2025

S$20,000

S$20,000 x 1.19% / 365 x 31 days = S$20.21

S$19,000 x 2.11% / 365 x 31 days = S$34.04

S$54.25

Terms & Conditions

*Interest/ profit accrued daily and credited monthly. Daily interest/ profit will be paid on the entire daily end-of-day balance, provided that the prevailing interest/ profit earned is at least $0.01 at the end of the month.

**Terms and conditions governing the CIMB CASA Bonus Interest/ Profit Promotion November 2024 apply, please click here for details.

^#Fresh funds refers to funds that do not originate from any existing account with the Bank.

^^Terms and conditions governing the CIMB Bundle Promotion August to December 2024 apply. Please click here for the full terms and conditions.

^Terms and conditions governing the CIMB Fastsaver/ FastSaver-i Salary Crediting and Savings Promotion 2024 apply. Please click here for the full terms and conditions.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Operations of Deposits Accounts

CHOOSE YOUR HIGH INTEREST SAVINGS ACCOUNT

CIMB StarSaver Savings Account

Enjoy free withdrawals with your CIMB ATM card at over 6,000 CIMB ATMs regionally
A Shariah-compliant equivalent is available here

Apply Now

Find Out More

CIMB FastSaver Account

No Fall Below Fees and Monthly Charges
Interest calculated daily
Instant funds transfers via FAST
A Shariah-compliant equivalent is available here

Apply Now

Find Out More

CIMB Junior Saver Account

Enjoy flexible withdrawals, anytime
Low minimum deposit of S$1,000
Zero fees needed to maintain the account
For 12 years old and below

Apply Now

Find Out More

More Promotions

CIMB Preferred Banking Promo

Receive up to S$3,000* in welcome gifts

when you start a Preferred Banking relationship with us.

Let Us Call You

Limited Time Promotion

Earn S$150^ Cash

When you credit your salary or set up scheduled recurring transfers (Standing Instructions via GIRO) of minimum S$1,000 into any eligible CIMB Savings Accounts.

Terms & Conditions

Refer & Earn

Earn S$200* cash

upon 5 successful referrals to open a CIMB FastSaver Account with no cap on earnings!

Find Out More

Earn S$200* cash for 5 successful referrals

Why Choose CIMB for High Interest Savings Accounts?

Our high interest savings accounts are designed to help you grow your savings more quickly while providing easy access to your funds. With no lock-in period or monthly fees, you can withdraw or deposit funds anytime without any hassle.

At CIMB Singapore, we are committed to providing our customers with savings account solutions that best cater to their diverse financial needs. Whether you're looking for a basic savings account, such as our CIMB FastSaver (Savings) account, CIMB StarSaver (Savings) account or a more complex savings solution for foreign currencies, like our CIMB Foreign Currency Savings Account, we have a range of options to suit your requirements. Alternatively, you may consider our Shariah-compliant CIMB FastSaver-i Account, that also allows you to receive one of the highest profit rate.

Explore our range of innovative and convenient financial products besides savings accounts, including loans, credit cards, investments, and insurance products. Our products are designed to cater to your unique financial needs and help you achieve your financial goals. Plus, with attractive promotions and deals, there has never been a better time to bank with CIMB.

CIMB Pulse

Banking With Us

Digital Services

Promotions

Help & Support

Quicklinks

Newsroom & Awards

Savings Strategies

Investing My Money

Travel Tips

Planning For My Future

Thinking About Insurance

CIMB FIRST

Accounts

Cards

Loans & Financing

Investments

Insurance

Other Services

CIMB Clicks

Payment & Transfers

Latest Promotions

Events

FAQ

Rates & Charges

Download Center

Regulations & Policies

Bonus Interest/ Profit Promotion