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Regulations & Policies

Account Balance

Interest / Profit Rates  (p.a.)^

First $25,000

1.19%

Next $25,000

2.19%

Next $25,000

3.30%

 Above $75,000

0.80%

^Interest/profit accrued daily and credited monthly. Daily interest/profit will be paid on the entire daily balance, provided that the prevailing interest/profit earned is at least $0.01 at the end of the month.

 

Our Interest/Profit Rates are effective as of 1 October 2024.

 

Please note that a S$10 fee is chargeable for applying or linking your CiMB ATM card to your CIMB FastSaver or FastSaver-i account.

 

Account Balance Interest / Profit Rates (p.a.)^
First S$100,000 1.19%
Next S$150,000 2.19%
Above S$250,000 3.30%

^Interest/profit accrued daily and credited monthly. Daily interest/profit will be paid on the entire daily balance, provided that the balance is at least S$1,000 in your CIMB StarSaver (Savings)/ CIMB StarSaver (Savings)-i Account on any given day.

 

Our Interest/Profit Rates are effective as of 1 October 2024.

 

Please note that a S$10 fee is chargeable for applying or linking your CiMB ATM card to your CIMB FastSaver or FastSaver-i account.

 

Amount to Save Monthly

If You Plan To Perform Hajj In Total Amount To Save Up^ Profit Rate

Profit Earned

for Lump Sum Savings

of 12 Months^^

Profit Earned

if Deposited Monthly^^

S$500

5 years S$30,000 2.00%* p.a.

S$130

(S$1,000 + 11 X S$500 = S$6,500)

S$75.26

(fixed monthly deposit = S$500)

S$250

10 years

S$75

(S$1,000 + 11 X S$250 = S$3,750)

S$47.63

(fixed monthly deposit = S$250)

S$125

20 years

S$47.5

(S$1,000 + 11 X S$125 = S$2,375)

S$33.82

(fixed monthly deposit = S$125)

 

*Month-end incremental deposit required to earn the higher profit rate i.e. 2.00% p.a. for the relevant month which will be given to customer on whole balance if month-end target balance is met and the entire account balance has a minimum of S$100. If the month end target balance or minimum account balance is not met, the lower profit rate i.e. 1.00% p.a. is accorded for that month. The profit is accrued daily but paid monthly.

 

^Assuming the future cost of going for Hajj is S$30,000.

 

^^Including initial deposit of S$1,000. Assuming profit earned after 12 months.

 

Account Balance Interest Rates (p.a.)^
First S$5,000 1.19%
Next S$20,000 2.19%
Next S$25,000 3.30%
 Above S$50,000 0.80%

^Interest accrued daily and credited monthly. Daily interest will be paid on the entire daily balance, provided that the balance is at least S$1,000 in your CIMB Junior Saver Account on any given day.

 

Our Interest Rates are effective as of 1 October 2024.

 

Account Balance

Prevailing Interest Rate (p.a.)*

First US$50,000

0.50%

Next US$100,000

1.00%

Above S$150,000 1.50%

^Interest/profit accrued daily and credited monthly. Daily interest/profit will be paid on the entire daily balance, provided that the prevailing interest/profit earned is at least US$0.01 at the end of the month.