If a Bank receives conflicting instructions from Donees (whether acting jointly or jointly and severally) and it has not executed such instructions, the Bank reserves the right to decline proceeding with all instructions. The Bank will refer the Donees to the Office of the Public Guardian for investigation.
Where Donees are acting jointly and severally and a Bank has acted on the instructions of one Donee, it shall not be liable in the event that it subsequently receives conflicting instructions from the other Donee(s).