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Hey There,

 

No matter the time of the year, there are always going to be online shopping deals from merchants like Shopee, Zalora, Lazada, and more! By now, we’re all probably used to the Festive Deals, 11/11 or 12/12, and the Great Singapore Sale, so we already know how difficult it is to resist whipping out your credit cards and adding to cart.

Check price histories

First things first – do your research early. Some sellers deliberately raise their prices before a sale, such that their discounts immediately look a lot more attractive once the sales begin! Add your items to your cart in advance and check their prices from time to time.

 

And if you’re happy with the price once the sales start, you can check out as soon as possible – before your items get snapped up!

Search price comparison sites

Got your eye on the latest gadgets? Go to any e-Store and you’ll find offers galore. However, not all deals are created equal. You might wish to look out for price comparison websites that help you lookout for the best offers online.

 

It helps to draw up a list before you start. Set your overall budget and search for high-priority items first – you can use what you’ve saved on them to buy the other items on your list.

Combine credit cards and e-wallets to double up your rewards

GrabPay, Favepay, Alipay - we’re now spoilt for choice when it comes to e-wallets, and we can use them to get even more out of every purchase. Look out for retailers that accept your favourite e-wallets and follow the steps below:

 

1. Top up your e-wallet with your credit card to get cashback or rewards points (but first, be sure that your card offers these benefits).

 

2. Pay with your e-wallet to get even more points!

Use cashback to your advantage

Do you have a cashback Credit Card or an app like ShopBack? Make the most of it to save on your favourite stores. If you have rewards and cashback saved up, you can use them to knock a few numbers off your bill. You can also get rebates to use later, or cash out your savings. Our CIMB Visa Signature can be particularly useful here, with 10%* cashback on your online shopping!

Stretch deals further with voucher codes

There are tons of websites offering vouchers and coupons. CIMB Deals in particular offers over 1,000 shopping, dining and entertainment promotions across the region!

 

Saving money goes hand-in-hand with spending wisely. You may be tempted by the bigger sales, but you can easily find discounts all year round, so consider your purchases carefully. Happy shopping!

 

 

Yours Truly, 

 

Octo.

Important Notes & Disclaimer

* The 10% cashback is capped at S$100 per statement month per Principal Cardmember and up to S$20 per category. To qualify for the 10% cashback, Cardmembers must spend at least S$800, all posted in the same statement month. The 10% cashback consists of the base cashback of 0.2% and an additional 9.8% cashback. Beyond the cap, Cardmembers will earn 0.2% cashback on all spend.

 

This article is brought to you by CIMB as part of our ongoing efforts to raise the level of financial literacy amongst Singaporeans. Financial knowledge and understanding are key to making well-informed and meaningful financial decisions that will improve everyone’s well-being. This in turn, achieves CIMB’s purpose of advancing customers and society.
#Save #Promotions #CreditCard

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