We will be right with you.
11.11 Flash Deal!
Enjoy guaranteed interest rates at 2.50%* p.a. (EIR from 5.15% p.a.) with 1% processing fee (not waivable) for approved loan sizes of S$50K or more and a tenure of 3-5 years!
Instant Approval, Instant Cash
Get instant approval and instant cash to your account** when you apply online via MyInfo.
No pre-requisite to hold a CIMB bank account or credit card to enjoy this and no need to download an app to apply.
Attractive Cashback
Limited Time Offer: Get up to S$2,800^ Cashback upon approval of your CIMB Personal Loan
Up to 8# Times of Your Monthly Income
Generous credit line with up to 8# times of your monthly income.
Multiple Loan Tenures
Opt for a flexible loan tenure between 1 to 5 years and secure yourself affordable, fixed monthly repayments.
| Loan Amount less than S$30,000 | Loan Amount S$30K – S$49,999 | Loan Amount more than S$50,000 | ||||
|---|---|---|---|---|---|---|
| Tenure (Years) | Interest Rate (p.a.) | EIR (p.a.)* | Interest Rate (p.a.) | EIR (p.a.)* | Interest Rate (p.a.) | EIR (p.a.)* |
| 1 | 5.00% | 11.00% | 4.00% | 9.20% | 3.00% | 7.38% |
| 2 | 5.00% | 10.33% | 4.00% | 8.50% | 3.00% | 6.65% |
| 3 | 4.50% | 9.10% | 2.68% | 5.76% | 2.50% | 5.43% |
| 4 | 4.50% | 8.89% | 2.68% | 5.59% | 2.50% | 5.26% |
| 5 | 4.50% | 8.72% | 2.68% | 5.48% | 2.50% | 5.15% |
Processing Fee* Not waivable |
1% | |||||
| Loan Amount | S$50,000 |
| Interest Rate* | 2.50% p.a. (EIR 5.15% p.a.) |
| Tenure | 5 years |
| Processing Fee | 1% x S$50,000 = S$500 |
| Total Interest Payable | 2.50% p.a. x S$50,000 x 5 years = S$6,250 |
| Total Repayment | S$56,750 (inclusive of 1% processing fee) |
| Monthly Instalment | S$938 |
Tenure |
Approved Loan Amount | Cashback Earned |
|---|---|---|
| 1 or 2 years | Any amount | No Cashback |
| 3, 4 or 5 years
|
<S$10,000 | |
| S$10,000 - < S$15,000 | S$50 | |
| S$15,000 - < S$30,000 | S$300 | |
| S$30,000 - < S$50,000 | S$600 | |
S$50,000 - < S$80,000 |
S$750 | |
| S$80,000 - < $150,000 | S$1,000 | |
| S$150,000 - < $190,000 | S$2,000 | |
| > = S$190,000 | S$2,800 |
Instant approval loan - No CIMB bank account/credit card needed to apply
Home Renovations and Improvements
Wedding and Major Life Events
Emergency Expenditures
Postgraduate Education
Small Business Ventures
Share the CIMB Personal Loan Promotion with your family and friends today! *T&Cs apply
Cards with no annual fees with up to 10%* Cashback. Apply & get S$188* Welcome Gift!
{{tile.description}}
{{tile.expiryDate}}
Discover CIMB's unsecured loan options for flexible, fast funding without collateral. Featuring low interest rates and flexible repayment terms.
What are the eligibility requirements for CIMB Personal Loan?
What is the maximum loan amount that I can apply for?
Why is the Interest rate (flat interest rate) different from the Effective Interest Rate?
How can I find out the estimated monthly repayment amount?
Why am I seeing a different interest rate and fee for the personal loan during my application?
Do I need to provide any documents for the application of personal loan with CIMB?
How do I make payment for the monthly instalment?
Why is the approved loan amount / loan amount received lesser than what I have requested?
Terms and Conditions