We will be right with you.
Minister of State for Community, Culture and Youth, and Trade and Industry, Board member of the Monetary Authority of Singapore
CEO, CIMB Singapore
Director, Policy, CPF Board
Founders, The Woke Salaryman
Founder, Credit Savvy
Head of Bancassurance Partnerships & Sales, Group Distribution, Singlife
Founder, 1M65 Movement
Chief Partnership Distribution Officer, Income Insurance
Founder, SG Budget Babe
Head of Distribution Innovation, Singlife
CEO, Way Fengshui Group
Senior Associate, Sim Mong Teck & Partners
Head of Wealth Management and Preferred Banking, CIMB Singapore
Host and DJ, Mediacorp Radio 987
Managing Director, Emre Legal LLC
Group Head of Products, Singlife
Operations Officer, Scam Public Education Office, Singapore Police Force
Senior Executive, Mindline Singapore, MOH Office for Healthcare Transformation
Chief Investment Officer, CIMB Group
Head of Sales, Singlife
TEP, Founder and Chief Executive Officer of Fortis Law Corporation
Trainer, Singapore Red Cross Academy, Centre for Psychosocial Support
Vice President (VP), Clinical at Intellect
CEO and Founder of Hayaa’ Network
| Time | Topic |
Speakers / Panellists |
|---|---|---|
| 09:30 - 10:30 |
Registration | |
| 10:30 - 10:35 |
Opening remarks | Mr. Victor Lee, CEO, CIMB Singapore |
| 10:35 - 10:40 | Keynote address by Guest-of-Honour | Mr. Alvin Tan, Minister of State for the Ministry of Culture, Community and Youth, and the Ministry of Trade & Industry |
| 10:40 - 10:55 | Fireside chat with Minister of State, Mr. Alvin Tan | Mr. Alvin Tan, Minister of State for the Ministry of Culture, Community and Youth, and the Ministry of Trade & Industry
Moderated by:
Mr. Victor Lee, CEO, CIMB Singapore |
| 10:55 - 11:10 | Financial Readiness in Singapore: How Prepared Are You For The Future?
Gain valuable insights from CIMB and Nanyang Technological University's research on retirement preparedness in Singapore. Which groups face the most financial anxiety, and what drives individuals to take charge of their retirement planning? Explore the key findings and their impact on your financial future.
|
Mr. Raymond Tan, Head of Wealth Management and Preferred Banking, CIMB Singapore |
| 11:10 - 11:40 | Insure Your Future: The Right Coverage for Every Stage of Life
Insurance isn’t a one-size-fits-all solution. Your needs change as you move through different life stages. From the day you start working till you retire, the right coverage ensures financial security and peace of mind.
In this session, join us as we break down the essentials of understanding your insurance options, helping you make informed decisions tailored to your unique circumstances. Learn how to navigate the insurance landscape, optimise coverage for your life goals and to protect your financial future no matter where life takes you. |
Ms. Renita Chua, Head of Bancassurance Partnerships & Sales, Group Distribution, Singlife |
| 11:40 - 12:00 | Shaping the Future of Insurance
In an era marked by rising living costs and an aging population, the insurance industry stands at a crossroads. As claims and healthcare expenses surge, so do insurance premiums — posing challenges for individuals and insurers alike.
|
Panellists:
Ms. Helen Shen, Group Head of Products, Singlife
Mr. Kelvin Kua, Chief Partnership Distribution Officer, AIA Singapore
Mr. Joseph Lim, Head of Life Products and Pricing, FWD Singapore
Mr. Steven Teo, Chief Partnership Distribution Officer, Income Insurance
Moderator:
Mr. Jason Kuan, Director of Investment Research and Advisory at Chief Investment Office, CIMB Singapore |
| 12:00 - 12:20 | Achieving Financial Freedom
For many in Singapore, purchasing a property isn’t just about owning a home, it also represents an investment towards financial independence and early retirement.
In this session, we explore how real estate can be part of an investor's portfolio, helping individuals to build passive income, hedge against inflation, and grow long-term wealth. |
Mr. Eric Chiew, Founder, Credit Savvy |
| 12:20 - 12:50 | Steering Through Changes: How Government Insurance Policies Stay Relevant
In an ever-changing world, government insurance policies must adapt to meet Singaporeans' needs.
In this session, we will discuss how policies have been adjusted to keep pace with rising costs and shifting demographics, as well as opportunities for individuals to better support their aspiration for financial freedom.
|
Panellists:
Mr. Daniel Teo, Director, Policy, CPF Board
Moderator:
Ms. Sonia Chew, Host |
| 12:50 - 12:55 | Lucky draw | |
| 12:55 - 13:55 | Lunch break | |
| 13:55 - 14:35 | Why You Cannot F.I.R.E. Without Insurance
The biggest risks to your personal finances are often those that you least expect to happen. But if you do not protect yourself against them, everything you've amassed in your journey towards financial freedom and early retirement could come to an end overnight. Learn from SG Budget Babe as she shares about the types of insurance to get if you wish to prevent your F.I.R.E. plans from being wrecked. |
Ms. Dawn Cher, Founder, SG Budget Babe |
| 14:35 - 14:55 | Becoming CPF Millionaires – Will You Embark On This Journey?
Every great financial journey begins with a single step, and for many Singaporeans, CPF is the vessel that carries them toward financial independence. More than just a retirement safety net, your CPF can be the wind in your sails, propelling you towards a million-dollar milestone. This was the path charted by 1M65 Founder, Mr. Loo Cheng Chuan, who together with his wife, crossed S$1 million in CPF savings in 2018.
Learn from his personal experiences and valuable lessons on investing, and how to work towards financial security while maintaining a simple, purposeful lifestyle. |
Mr. Loo Cheng Chuan, Founder, 1M65 Movement |
| 14:55 - 15:15 | Setting Up A Holistic Estate Plan with LPA, ACP & AMD
Life’s journey is full of unexpected twists, but with careful planning, you can steer your future with confidence. Just as every great voyager prepares for the unknown, setting up a holistic estate plan ensures that your financial and healthcare decisions remain in trusted hands, no matter what lies ahead.
This session will guide you through three essential tools to safeguard your future:
Lasting Power of Attorney (LPA) – Entrusting a reliable person to manage your affairs, if you are unable to do so. Advance Care Planning (ACP) – Defining your healthcare preferences so that your loved ones can honour your wishes. Advance Medical Directive (AMD) – Ensuring your medical choices are respected, even when you are unable to voice them. |
Ms. Low Seow Ling, Managing Director, Emre Legal LLC |
| 15:15 - 15:35 | Legacy Planning: Passing Down More Than Just Wealth
A true legacy goes beyond just passing down wealth. It’s also about ensuring that your values, vision and impact endure for generations. While estate planning focuses on financial distribution, legacy planning takes a broader approach, incorporating personal values, philanthropy and family governance to create a lasting imprint.
In this session, we will share - How to align wealth preservation with personal values and long-term aspirations. - Key tools for estate planning, including wills, trusts, CPF nominations and healthcare directives. - The importance of family governance in ensuring your vision is carried forward.
Join the session as we explore how to go beyond inheritance and craft a legacy that truly reflects who you are. |
Mr. Patrick Tan, TEP, Founder and Chief Executive Officer of Fortis Law Corporation |
| 15:35 - 15:50 | Break | |
| 15:50 - 16:30 | What Being On F.I.R.E. Is Really Like
How can one live life realistically after achieving F.I.R.E.? Find out how to manage your expectation vs reality when it comes to spending, financial security, income, work, happiness and more.
|
Mr. He Ruiming and Mr. Goh Wei Choon, Founders, The Woke Salaryman |
| 16:30 - 17:00 | I Am On F.I.R.E.
The journey to Financial Independence and Retire Early (F.I.R.E.) isn’t just about saving aggressively. To achieve success, we need to use the financial tools that are available to us to build security and freedom. Insurance, often only seen as a protection tool, can be a powerful asset in this journey, by helping individuals to grow their wealth, safeguard against risks and accelerate their journey towards financial independence.
|
Mr. Raymond Tan, Head of Wealth Management and Preferred Banking, CIMB Singapore
Mr. Sandeep Nair, Head of Sales, Singlife
Ms. Low Seow Ling, Managing Director, Emre Legal LLC
Mr Loo Cheng Chuan, Founder, 1M65 Movement
Moderator:
Ms. Sonia Chew, Host |
| 17:00 - 17:30 | Earth, Wind, Water, F.I.R.E.
Whether you’re investing, saving, or planning for a F.I.R.E. future, align your strategies with the cosmic energies to achieve balance and success. Discover how the harmony of Feng Shui and your Zodiac can lead you to financial stability and growth in 2025. |
Master Mark Tan, CEO, Way Fengshui Group |
| 17:30 - 17:40 | Grand lucky draw | |
| 17:40 | End of programme | |
| Time | Breakout room | Topic | Speakers |
|---|---|---|---|
| 11:30 - 11:55 | 1 and 2 | Beyond Just A Paycheck: How Employee Benefits Can Drive Business Success
This session explores how strategic employee benefits can empower your team while driving long-term business growth. Learn how investing in your employees’ well-being not only boosts retention, but can also fosters a culture of engagement and success. |
Mr. Bryan Teow, Senior Vice President, Business Development, Employee Benefits, Singlife |
| 12:05 - 12:35 | 1 and 2 |
Protecting Yourself from Scams
Find out how scams are perpetuated, the demographics of scam victims for different scam typologies and key protective measures individuals can take to protect themselves. |
SUPT Wilson Teh, Operations Officer, Public Education Programme
Scam Public Education Office, Operations Department, Singapore Police Force |
| 12:55 - 13:20 | 1 | Future-proof Your Mental Well-being: Small Habits, Big Impact
Join us for an enlightening talk by mindline.sg, where we delve into the essentials of mental well-being and explore the valuable resources available on mindline.sg.
This session will offer you practical tips to significantly enhance your mental health for everyday life. We will also share inspiring stories from Let’s Talk, a digital mental health forum, so that individuals can gain insights into real-life experiences, and we can also foster a supportive community. |
Ms. Hong Xinyi, Senior Executive, Mindline.sg MOH Office for Healthcare Transformation |
| 12:55 - 13:20 | 2 | Money Matters: Empowering Young Minds for Financial Success
In an era where financial decisions shape our future, young people must be equipped with the knowledge and skills to navigate money wisely. This panel discussion, moderated by youths for youths, will explore the fundamentals of financial literacy with practical tips, real-life experiences and insights. |
Mr. Raymond Tan, Head of Wealth Management & Preferred Banking, CIMB Singapore
Mr. Albert Tan, CFP®, AEPP®, Financial Literacy Trainer, MoneyOwl
Moderator: National Youth Council |
| 13:30 - 13:55 | 1 and 2 | Beyond the Scale: Unlocking Metabolic Health for Disease Prevention
Think you're destined for disease? Think again. This talk throws out the idea that cancer, heart disease, and other critical illnesses are simply a roll of the dice. It's time to expose the real culprit: poor metabolic health. But here's the good news: you're in the driver's seat. We'll explore how simple lifestyle changes—from what's on your plate to how you move your body—can shift your risk. It's not just about chasing a number on the scale; it's about understanding your body's inner workings to build true health.
Learn to optimize your metabolism, prevent disease, and pave the way for a longer, healthier life — stop reacting to illness and start proactively building well-being. |
Dr Kyle Tan, Co-Founder NOVI Health, Preventive Medicine Specialist |
| 14:05 - 14:30 | 1 and 2 | Why There Is An Everyday Investor In All Of Us
There is an investor in all of us, regardless of our financial background or risk appetite. Investing isn’t just for the financially savvy; it’s about embracing a mindset of growth and securing a future on your own terms.
In this session, we will explore: • Why investing is essential for everyone, and not just the wealthy or the financially savvy. • The different types of investors – Discover which type you are and how to play to your strengths. • Crafting your personal investment journey – How to navigate your financial goal and to understand investment strategies. |
Mr. Timothy Ho, Managing Editor and Co-Founder, DollarsAndSense |
| 14:45 - 15:25 | 1 and 2 | Ask me anything with SG Budget Babe
SG Budget Babe, otherwise known as Dawn, is Singapore's top female key opinion leader in personal finance.
Dawn writes on personal finance issues that strike home for many Singaporeans, including how to save more money, earn extra income, CPF, insurance and investing in the stock market to achieve financial freedom. |
Ms. Dawn Cher, Founder, SG Budget Babe |
| 15:35 - 16:00 | 1 | Relook Into Family Legacy Planning
Family Legacy Planning (FLP) encompasses legal tools such as Wills, the Lasting Power of Attorney (LPA), and the Advance Medical Directive (AMD). In this talk, we share real-life case studies and delve deep into each tool to explain how they can help you in planning for the future of your loved ones and yourself. Holistically, these tools are able to provide a complete solution to your estate planning, asset protection, and personal needs, giving one peace of mind in knowing that your loved ones are well taken care of and not left to chance. |
Mr. Ho Weijin, Senior Associate, Sim Mong Teck & Partners |
| 15:35 - 16:00 |
2 | Q&A with Mr. Loo Cheng Chuan
Learn from his personal experiences and valuable lessons on investing, and how to work towards financial security while maintaining a simple, purposeful lifestyle. |
Mr. Loo Cheng Chuan, Founder, 1M65 Movement |
| 16:15 - 16:40 | 1 | Mental Wellness Talk by the Singapore Red Cross Academy: Psychological First Aid (PFA) And Its Role In Emotional Support
The Singapore Red Cross Academy will present an insightful talk on PFA, highlighting its importance in supporting individuals experiencing emotional distress. The session will discuss the impact of unaddressed emotional distress on individuals, families, and communities, and emphasise the need for creating mentally healthy workplace environments that incorporate PFA principles. |
Mr. Wong Lit Shoon, Trainer, Singapore Red Cross Academy, Centre for Psychosocial Support |
| 16:15 - 16:40 | 2 | The Concept of Financial Protection for Oneself, Family & Wealth
Protecting our families and planning for the future are highly encouraged.
This talk will provide a clear and practical understanding of insurance, addressing concerns about its permissibility and guidance toward ethical financial decisions surrounding insurance. |
Ms. Ustazah Liyana Musfirah, CEO and Founder of Hayaa’ Network |
| 16:55 - 17:20 | 1 and 2 | Financial Stress & Mental Wellness: Building Resilience for a Healthier Future
Managing finances can be overwhelming, and financial stress can take a serious toll on mental wellbeing. This session explores practical ways to navigate financial pressures while maintaining emotional resilience.
Learn strategies to manage anxiety, shift your mindset around money, and build healthy coping habits that support both your financial and mental wellness. Walk away feeling empowered to take care of your mental wellbeing, even in the face of financial challenges. |
Dr Oliver Suendermann, Vice President Clinical at Intellect Ph.D. and Doctorate in Clinical Psychology |
| Time | Topic | Speakers / Panellists |
|---|---|---|
| 18:00 - 19:00 | Registration and networking | |
| 19:00 - 19:05 | Opening speech | Mr. Victor Lee, CEO, CIMB Singapore |
| 19:05 | Dinner starts | |
| 19:30 - 20:00 | Market Outlook 2025 by CIMB's Chief Investment Office: Navigating Opportunities In A Changing Economic Landscape
As we step into 2025, the global financial environment presents both challenges and significant opportunities. CIMB’s Chief Investment Officer will provide an in-depth market outlook, sharing expert insights on key economic trends, market forecasts, and strategies to navigate a year of evolving risks and rewards. This session will cover everything from global economic shifts to specific growth drivers, investment opportunities, and the outlook for traditional asset classes.
Following this, a dynamic panel session will delve deeper into the evolving landscape of personal finance and wealth management, as well as the core pillars of financial independence: - Expert insights on investment strategies, - Wealth creation through property investment, and - Actionable legacy planning techniques to safeguard assets and ensure financial security for future generations. |
Speaker:
Mr. Patrick Chang, Chief Investment Officer, CIMB Group
Panellists:
Mr. Patrick Chang, Chief Investment Officer, CIMB Group
Mr. Eric Chiew, Founder, Credit Savvy
Mr. William Chow, Senior Vice President of Investment Management, Singlife
Moderator:
Mr. Jason Kuan, Director of Investment Research and Advisory at Chief Investment Office, CIMB Singapore |
| 20:00 - 20:30 | Building Wealth Through Property Investment: From Side Hustle To Wealth Builder
This session will delve into how property investment can transition from a side hustle to being a part of an investor's wealth-building strategy. You’ll learn the fundamentals of getting started, from selecting the right opportunities to growing your portfolio. The talk will also explore strategies for managing risk, navigating market trends, and using real estate as a source of passive income, especially for retirement. With practical insights and actionable advice, this session will equip you with the tools to make property a key driver of your financial security and long-term wealth. |
Mr. Eric Chiew, Founder, Credit Savvy |
| 20:30 - 21:00 | Beyond Just Insurance: Building An Ecosystem That Works For You
Insurance today is about more than just policies, it’s also about creating a connected ecosystem that supports every stage of life. By integrating wellness, with commerce, benefits and legacy planning, insurers are enhancing customer experiences with seamless, value-added solutions that go beyond traditional protection.
This session explores how strategic partnerships are shaping the future of insurance, helping individuals and families access more personalised and holistic support. Learn how insurers are evolving to meet changing needs, ensuring financial security, well-being, and long-term peace of mind. |
Mr. Varun Mittal, Head of Distribution Innovation, Singlife |
| 21:15 | End of event | |
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