From Protection To Prosperity

Mr. Alvin Tan, Minister of State for the Ministry of Culture, Community and Youth, and the Ministry of Trade & Industry

Moderated by:

Mr. Victor Lee, CEO, CIMB Singapore

Financial Readiness in Singapore: How Prepared Are You For The Future?

Gain valuable insights from CIMB and Nanyang Technological University's research on retirement preparedness in Singapore. Which groups face the most financial anxiety, and what drives individuals to take charge of their retirement planning? Explore the key findings and their impact on your financial future.

Insure Your Future: The Right Coverage for Every Stage of Life 

Insurance isn’t a one-size-fits-all solution. Your needs change as you move through different life stages. From the day you start working till you retire, the right coverage ensures financial security and peace of mind. 

In this session, join us as we break down the essentials of understanding your insurance options, helping you make informed decisions tailored to your unique circumstances. Learn how to navigate the insurance landscape, optimise coverage for your life goals and to protect your financial future no matter where life takes you. 

Shaping the Future of Insurance

In an era marked by rising living costs and an aging population, the insurance industry stands at a crossroads. As claims and healthcare expenses surge, so do insurance premiums — posing challenges for individuals and insurers alike.

This session explores the shifting landscape of insurance and how the industry is navigating these uncharted waters. What do the next 10-20 years hold for the industry? How are insurers innovating to balance between their costs and ensuring comprehensive coverage?

Panellists:

Ms. Helen Shen, Group Head of Products, Singlife

Mr. Kelvin Kua, Chief Partnership Distribution Officer, AIA Singapore

Mr. Joseph Lim, Head of Life Products and Pricing, FWD Singapore

Mr. Steven Teo, Chief Partnership Distribution Officer, Income Insurance

Moderator:

Mr. Victor Lee, CEO, CIMB Singapore

Achieving Financial Freedom

For many in Singapore, purchasing a property isn’t just about owning a home, it also represents an investment towards financial independence and early retirement.

In this session, we explore how real estate can be part of an investor's portfolio, helping individuals to build passive income, hedge against inflation, and grow long-term wealth.

Steering Through Changes: How Government Insurance Policies Stay Relevant

In an ever-changing world, government insurance policies must adapt to meet Singaporeans' needs.

In this session, we will discuss how policies have been adjusted to keep pace with rising costs and shifting demographics, as well as opportunities for individuals to better support their aspiration for financial freedom. 

Panellists: 

Mr. Daniel Teo, Director, Policy, CPF Board

Mr. Timothy Ho, Managing Editor and Co-Founder, DollarsAndSense

Moderator:

Ms. Sonia Chew, Host

Why You Cannot F.I.R.E. Without Insurance

The biggest risks to your personal finances are often those that you least expect to happen. But if you do not protect yourself against them, everything you've amassed in your journey towards financial freedom and early retirement could come to an end overnight. Learn from SG Budget Babe as she shares about the types of insurance to get if you wish to prevent your F.I.R.E. plans from being wrecked.

Becoming CPF Millionaires – Will You Embark On This Journey?

Every great financial journey begins with a single step, and for many Singaporeans, CPF is the vessel that carries them toward financial independence. More than just a retirement safety net, your CPF can be the wind in your sails, propelling you towards a million-dollar milestone. This was the path charted by 1M65 Founder, Mr. Loo Cheng Chuan, who together with his wife, crossed S$1 million in CPF savings in 2018.

Learn from his personal experiences and valuable lessons on investing, and how to work towards financial security while maintaining a simple, purposeful lifestyle.

Setting Up A Holistic Estate Plan with LPA, ACP & AMD

Life’s journey is full of unexpected twists, but with careful planning, you can steer your future with confidence. Just as every great voyager prepares for the unknown, setting up a holistic estate plan ensures that your financial and healthcare decisions remain in trusted hands, no matter what lies ahead.

This session will guide you through three essential tools to safeguard your future:

Lasting Power of Attorney (LPA) – Entrusting a reliable person to manage your affairs, if you are unable to do so.

Advance Care Planning (ACP) – Defining your healthcare preferences so that your loved ones can honour your wishes.

Advance Medical Directive (AMD) – Ensuring your medical choices are respected, even when you are unable to voice them.

Legacy Planning: Passing Down More Than Just Wealth

A true legacy goes beyond just passing down wealth. It’s also about ensuring that your values, vision and impact endure for generations. While estate planning focuses on financial distribution, legacy planning takes a broader approach, incorporating personal values, philanthropy and family governance to create a lasting imprint.

In this session, we will share

- ⁠How to align wealth preservation with personal values and long-term aspirations.

- Key tools for estate planning, including wills, trusts, CPF nominations and healthcare directives.

- The importance of family governance in ensuring your vision is carried forward.

Join the session as we explore how to go beyond inheritance and craft a legacy that truly reflects who you are.

What Being On F.I.R.E. Is Really Like

How can one live life realistically after achieving F.I.R.E.? Find out how to manage your expectation vs reality when it comes to spending, financial security, income, work, happiness and more.

I Am On F.I.R.E.

The journey to Financial Independence and Retire Early (F.I.R.E.) isn’t just about saving aggressively. To achieve success, we need to use the financial tools that are available to us to build security and freedom. Insurance, often only seen as a protection tool, can be a powerful asset in this journey, by helping individuals to grow their wealth, safeguard against risks and accelerate their journey towards financial independence.

Panellists: 

Mr. Raymond Tan, Head of Wealth Management and Preferred Banking, CIMB Singapore

Mr. Sandeep Nair, Executive Director, Group Business, Singlife

Ms. Low Seow Ling, Managing Director, Emre Legal LLC

Mr Loo Cheng Chuan,  Founder, 1M65 Movement

Moderator:

Ms. Sonia Chew, Host

Earth, Wind, Water, F.I.R.E.

Whether you’re investing, saving, or planning for a F.I.R.E. future, align your strategies with the cosmic energies to achieve balance and success. Discover how the harmony of Feng Shui and your Zodiac can lead you to financial stability and growth in 2025.