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| CIMB SME Account | CIMB TransactPlus Account | CIMB BusinessGo Account |
| The simple, no-frills account with low fees and big savings | Earn as you transact with cash rebates and low fees | Maximise your funds with high interest returns |
| Ideal for Startups and SMEs looking for simple, cost-savings solutions for day-to-day transactions | Ideal for businesses handling frequent and high-volume outgoing transactions | Ideal for established businesses and SMEs aiming to maximise returns on account balances |
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| Apply Now A Shariah-compliant alternative, CIMB SME-i Account is also available here. | Apply Now A Shariah-compliant alternative, CIMB TransactPlus-i Account is also available here. | Apply Now A Shariah-compliant alternative, CIMB BusinessGo-i Account is also available here. |
| Account Type | CIMB SME Account/ SME-i Account |
CIMB TransactPlus / TransactPlus-i | CIMB BusinessGo/ BusinessGo-i | CIMB SGD Current Account | CIMB USD BusinessGo-i Account | CIMB USD Interest Plus Current Account | CIMB SGD Business Interest Transaction Account/ Business Plus Current Account-i |
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Credit Interest/Profit |
Non-interest/Profit bearing account |
Non-interest/Profit bearing account | (Rates Effective from 3 Oct 2022)
Account Balance of S$30,000.00 and below | 0% Account Balance of S$30,000.01 - S$1,000,000.00 | 0.80% Account Balance of S$1,000,000.01 to S$2,000,000.00 | 2.00% Account Balance of S$2,000,000.01 and above | 0.28% |
Non-interest/Profit bearing account | (Rates Effective from 3 Oct 2022)
US$30,000.00 & below | 0% US$30,000.01 & above | 0.60% |
(Rates Effective from 3 Oct 2022)
US$500,000.00 and below | 0% US$500,000.01 - US$1,000,000.00 | 0.60% US$1,000,000.01 - US$3,000,000.00 | 2.00% US$3,000,000.01 and above | 1.00%
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No Standard rates, can be customized |
| Fall Below Fee/Monthly Fee | Fall Below Fee: Waived
Monthly fee: Zero monthly account fees for first 12 months |
Fall Below Fee: Waived
Monthly fee: S$50 |
Fall Below Fee: S$88 per month if monthly average balance less than S$30,000
Monthly Fee: $0
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Fall Below Fee: S$35 per month if monthly average balance less than S$8,000
$0 |
Fall Below Fee: US$50 per month if monthly average balance falls below US$30,000
$0 |
Fall Below Fee: US$35 per month if monthly average balance falls below US$8,000
$0
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Fall Below Fee: S$35 per month if monthly average balance falls below S$8,000
$0 |
PayNow |
Waived | Waived | Waived | *Free outgoing FAST and PayNow FAST till 31 Dec 2024 and Free incoming PayNow till 31 Dec 2025. |
NA | NA | *Free outgoing FAST and PayNow FAST till 31 Dec 2024 and Free incoming PayNow till 31 Dec 2025. |
FAST |
Waived | Waived | Waived | S$2 per item (For bulk, SGD1) | NA | NA | S$2 per item (For bulk, S$1) |
GIRO |
Waived |
Waived | Waived | S$0.20 per item | NA | NA | S$0.20 per item |
| Telegraphic Transfer | S$15 flat (excluding Agent charge) |
S$5 flat (excluding Agent charge) |
S$18.88 flat (excluding Agent charge)
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Cable S$30 Commissions 0.0625% (min. S$10, max. S$50) Agent fee (if applicable) |
S$50 (without FX) / S$20 (with FX) | Cable S$30 Commissions 0.0625% (min. S$10, max. S$50) Agent fee (if applicable) |
Cable S$30 Commissions 0.0625% (min. S$10, max. S$50) Agent fee (if applicable) |
| eAlerts | Free e-Alerts | Free e-Alerts | Free e-Alerts | Waived for first 3 months Subsequent monthly fee – S$5 flat per account |
Waived for first 3 months Subsequent monthly fee – S$5 flat per account |
Waived for first 3 months Subsequent monthly fee – S$5 flat per account |
Waived for first 3 months Subsequent monthly fee – S$5 flat per account |
Cheque Book |
Available upon request at S$25 per book | Available upon request at S$25 per book | First cheque book fee waived. Subsequent cheque book requested will be charged at S$25 per book |
Available upon request @ S$25 per book | Available upon request @ US$25 per book | Available upon request @ US$25 per book | Available upon request @ S$25 per book |
| Transactional Rebate | NA | Cash rebate of S$2 to customer for each outward payment done via BizChannel (capped at S$100 per month) |
NA | NA | NA | NA | NA |
Private Limited/Public Company
Partnership
Sole Proprietorship
Who is eligible to open an online business current account with CIMB?
Will my business bank account be opened instantly?
How do I know if my company bank account has been opened?
Will I be able to save my business account application and come back at a later time to continue with it?
Terms & Conditions
Fact Sheet
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